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4.50.0

Feb 21, 2023

Digit, soon to be Oportun

Summary

Renewable energy sources are sources of energy that can be replenished naturally in a relatively short amount of time, such as solar, wind, hydro, geothermal, and biomass. Non-renewable energy sources, on the other hand, are finite and will eventually be depleted, such as coal, oil, and natural gas. Renewable energy sources have a much lower environmental impact than non-renewable sources, are often more reliable and can be used in more remote locations, and are more sustainable over the long term. Non-renewable energy sources, however, are more expensive to initially set up and have higher operational costs, are less flexible, and can lead to economic and social instability.

Features

1. Digit is a smart bank account that helps users manage their money more effectively.
2. It uses AI to analyze spending habits and income to create a personalized budget.
3. Users can set up direct deposit, add expenses, and specify savings or investment goals.
4. Digit automatically transfers funds to cover bills and makes investments based on the user’s goals.
5. It provides real-time notifications and alerts to help users stay on track with their budget.
6. The app is free to use, with no hidden fees or charges.

Keywords

renewable energy, non-renewable energy, environmental impact, cost, reliability, flexibility, sustainability

You deserve a smart bank account that helps you get better with money. Digit budgets for spending, bills, savings, and investing by smartly guiding your money where you need it most.

It’s easy to get started:

1. Set up direct deposit to get paid up to 2 days early*

2. Add expenses (things like rent, internet, cable, etc.)

3. Tell Digit your saving or investing goals

Digit does the rest, planning for today, tomorrow, and way, way later. Digit budgets for you so spending, bills, savings, and investments all work together.

KNOW HOW MUCH TO SPEND

No more mental math. Digit tells you how much is available to spend, so you can make smarter spending decisions daily.

SMART BUDGETING FOR BILLS

Skip the spreadsheets and let Digit budget for you. Digit calculates the right amounts to slowly budget into a dedicated Bills account, so you’re in a good place when it’s time to send a payment.

SAVE MONEY WITHOUT THINKING ABOUT IT

Digit saves a little every day, so you don’t have to. You can add an unlimited amount of savings goals and Digit will help you reach them all.

EFFORTLESS INVESTING**

Interested in investing? It’s easy to get started with Digit. Digit knows your spending habits, bills, and how much you’re saving. That info helps Digit calculate how much is right to invest for your situation.

There are two ways to invest with Digit:

Long-term investing

Open a long-term investing account and Digit will help you invest effortlessly. Digit matches you with a balanced portfolio of stocks and bonds that are designed to grow over time.

Roth or Traditional IRAs

Just like saving up for goals, Digit finds small amounts each day that you won’t feel. You won’t notice it today, but your tomorrow self will thank you very much.

DIGIT VISA® DEBIT CARD

The Digit Visa Debit Card keeps your money safe and looks good doing it.

No ATM fees***

Use your app to find 55,000+ Allpoint ATMs and get cash without paying a fee.

Card locking

Lose your card? No biggie. Lock your card with a tap in the app.

Daily updates

Get daily balance updates and notifications about your account.

PUT DIGIT TO WORK

Digit is free for 6 months and then just $5/month.

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* Digit is not a bank. Digit offers its deposit account (Direct℠) via its bank partner Pathward, N.A., Member FDIC. Digit Visa Debit card is issued by Pathward, pursuant to a license from Visa U.S.A. Inc. Card can be used everywhere Visa debit cards are accepted. *Availability of this feature depends on when we receive your direct deposit instructions from your employer. **Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Digit, its affiliates, or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details please see www.sipc.org. ***A fee may apply at ATMs outside the Allpoint network.