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4.15.0

Nov 18, 2022

Petal

Summary

Petal is a financial technology app that aims to provide innovative solutions for building credit, avoiding debt, and spending responsibly. The app offers two credit cards, PETAL 1 and PETAL 2, which aim to help people qualify for credit even if they have a limited credit history. PETAL 1 has no annual fee and offers a credit limit between $300 and $5,000, while PETAL 2 is a cashback card with no annual fee, late payment fee, foreign transaction fee, or any other kind of fee. The app uses modern technology to analyze millions of data points to help more people qualify for credit.

Features

1. Petal is a financial technology app that aims to provide innovative solutions for building credit, avoiding debt, and spending responsibly.
2. Petal offers two credit cards, PETAL 1 and PETAL 2, which are designed to help people qualify for credit even if they have a limited credit history.
3. PETAL 1 has no annual fee and offers a credit limit between $300 and $5,000.
4. PETAL 2 is an advanced card that offers cash back rewards without any fees, including no annual fee, late payment fee, foreign transaction fee, or any other kind of fee.
5. Petal uses modern technology and millions of additional data points to help more people qualify for credit, even if they’ve never had it before.

Keywords

Petal, financial innovation, credit, debt, responsible spending, credit score, technology, data points, credit limit, APR

Petal’s aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they’ve never had it before.

PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee and you can get approved for a credit limit between $300 – $5,000. See our current APR ranges at https://www.petalcard.com

PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. You can get approved for a limit between $300 – $10,000. See our current APR ranges at https://www.petalcard.com

MORE CASH BACK AT MORE PLACES – Both cards come loaded with 2% – 10% cash back offers from top brands and over 500 local businesses.

STAY IN CONTROL – With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.

BUILT TO BUILD – Petal reports to all three credit bureaus, and previous credit history is not required to qualify.

GREAT RATES – Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com

FEES? – Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.

UNBELIEVABLE – You actually read this far, thanks!