OneMain Financial

Summary

OneMain Financial is a personal and auto loan provider that offers mobile access to account details. Current customers can use the mobile app to service their loans, but new loan applications cannot be submitted through the app. Loans offered by OneMain Financial have a maximum APR of 35.99%, a minimum repayment period of 24 months, and a maximum repayment period of 60 months. The minimum loan amount offered is $1,500, and the maximum amount is $20,000 (subject to state limitations).

Features

1. OneMain Financial is a personal and auto loan provider with a mobile app for current customers to access their loan account details.
2. The app is only for current customers and does not offer the ability to submit new loan applications.
3. Loans offered by OneMain Financial have a maximum APR of 35.99%, a minimum repayment period of 24 months, and a maximum repayment period of 60 months.
4. The minimum loan amount offered is $1,500 and the maximum amount is $20,000 (subject to state limitations).
5. OneMain Financial responds to inquiries Monday-Friday between 9 am and 5 pm EST.

Keywords

OneMain Financial, personal loans, auto loans, mobile access, loan account details, current customers, service loans, Android mobile app, loan applications, Annual Percentage Rate (APR)

OneMain Financial is a personal and auto loan provider. Get mobile access to your OneMain Financial account right at your fingertips. OneMain Financial customers can log in to get their loan account details.

We respond Monday-Friday between 9 am and 5 pm EST.

The OneMain Financial mobile app can only be used by current customers to service their loans. We do not offer the ability to submit new loan applications through the Android mobile app.

Loans offered by OneMain Financial have a maximum Annual Percentage Rate (APR) of 35.99%, a minimum repayment period of 24 months and a maximum repayment period of 60 months. Minimum loan amount offered is $1,500 and maximum amount is $20,000 (subject to state limitations below).

Representative loan cost example: A principal amount of $6,000 at an APR of 24.99% over 60 months results in a monthly payment of $176.07. The principal and APR include any financed origination fees. The total amount paid for this loan, including principal, interest, and financed fees, would be $10,564.20. The example is based on a customer with average credit. The loan terms you receive will depend on your credit profile, including credit history, income, debts and the ability to provide collateral (for secured loans).

OneMain Financial charges loan origination fees, where permitted by law. Depending on the state where you open your loan, there may be no origination fee or the origination fee may be either a flat amount or a percentage of your loan amount. Flat fee amounts vary by state, ranging from $25 to $500. Percentage-based fees vary by state ranging from 1% to 10% of your loan amount subject to certain state limits on the fee amount.

Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: Unless you are a present customer, $3,100 minimum loan amount. Ohio: $2,000. North Dakota: $2,000. Virginia: $2,600.

Borrowers (other than present customers) in these states are subject to these maximum unsecured loan sizes: North Carolina: $7,500. An unsecured loan is a loan which does not require you to provide collateral (such as a motor vehicle) to the lender.

Loans offered by OneMain Financial Group, LLC (NMLS# 1339418). Licensing information available at nmlsconsumeraccess.org and onemainfinancial.com/legal/disclosures.